Summer Open enrollment for Medical, Supplemental benefits, and Section 125 Cafeteria Plan elections will take place from August 5th through August 15th for all employees who wish to enroll or make changes for the upcoming plan year of September 1, 2019 through August 31, 2020.

During the summer open enrollment period, employees may enroll or make changes to benefit products as follows:

• Enroll or make changes to UHC plans
• Enroll or make changes to supplemental benefit plans
• Add/remove coverage for dependents on supplemental benefit plans
• Enroll or make changes to Section 125 Cafeteria Plan elections
• Update/verify dependent information
• Review beneficiary information – the district provides life insurance to all eligible employees; employees must provide the designated beneficiary in the system. This should be reviewed annually.

Employees have three options for enrolling or making changes:
• Visit with a representative according to the open enrollment schedule above.
• Login to the SCUCISD Employee Benefits Portal at https://www.scucbenefits.com/login.asp
• Contact the Benefits Department to schedule an appointment, Jackie Portela 210-945-6216

Changes made during the enrollment period of August 5-16, 2019 will go into effect September 1, 2019 through August 31, 2020 plan year.

Visiting with a representative during open enrollment is recommended as employees should at least review dependent and beneficiary information annually. However, if you do not, your current coverage elections and Section 125 Cafeteria Plan elections will roll over with any new rate changes and remain in effect for the next plan year from September 1, 2019 through August 31, 2020.
- EXCEPT AS FOLLOWS:
• Enrollment in the Flexible Spending Account does not roll over; therefore, it is required every year.
• If the District changes carriers for a particular product, then the employee must enroll in the product under the new carrier. For 2019-2020, there are no carrier changes from the previous plan year.

• Term Life Insurance
• Health Savings Accounts
• Flexible Spending Accounts
• Cancer Coverage
• Accident Coverage
• Dental Insurance
• Vision Insurance
• Disability Insurance
• Employee Group Term Life Insurance (District Provided)

As a district employee, you are eligible to participate in a Section 125 Cafeteria Plan. A Section 125 Cafeteria Plan allows you, the employee, to select from a list of available benefits that will meet your family’s healthcare needs. Certain premiums are deducted from your gross earnings before federal withholding taxes are figured. The amount you elect to have deducted “pre-tax” actually lowers your taxable income and increases your take-home pay.

Per IRS Guidelines:
New elections or changes to current elections are made during the open enrollment period. Changes can only be made during the plan year if the employee experiences a qualifying life event for certain specified changes in family status. Those changes may include:

• Marriage
• Divorce
• Death of a spouse/child
• Birth of a child
• Adoption of a child
• Termination of spouse’s employment

*Employees must notify the SCUCISD Benefits Department and provide proof within 30 days of the life event.

Eligible Benefits default to the pre-tax Section 125 Cafeteria Plan election in the online enrollment system. If you do not wish to keep the Section 125 election, then you would need to change the election in the online enrollment system during the open enrollment period.

It is very important to review and make necessary updates to beneficiary and dependents annually.
• The district provides free term life insurance to all eligible employees. Employees should designate the beneficiary of the policy in the system. Note, changes to your beneficiary can be made during the year by contacting the Benefits Department.

If the benefit’s premium is paid through Section 125 Cafeteria plan, (Health, Dental, Vision, Cancer, FSA, and HSA), you may only make changes if there if a change in family status event. These events include:

* A divorce

* The birth of a child

* The legal adoption of a child

* The death of a child or spouse

* Loss of employment by employee or spouse

Employees must notify the SCUCISD Benefits Department and provide proof within 30 days of the life event, call Jackie Portela at (210)945-6216.

The address in the online enrollment system is the same address the District has on file for employees. If your address needs to be changed, you should make necessary changes by logging to Employee Access and updating your demographic information in your account. Once changes are submitted, the system will notify the Benefits Department of the change and the updates are then made in the Benefit Enrollment System. If you have difficulties logging into Employee Access, please contact the Payroll Department at (210)945-6225.